Dear Dave,We have three preschool-age grandchildren, and they get tons of stuff for Christmas every year. We're in really good shape financially and would like to do something for their future this year instead of giving a toy that might get thrown in the corner. Do you have any suggestions?ValerieDear Valerie,I'd do both. You don't want to be those grandparents who only hand envelopes at Christmas to 4-year-olds. No, they need things to play with. They're kids and they should [...]
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